Toby Hines

I’m a Chartered Financial Planner based in the UK, and I created this channel to share the conversations I wish I’d had when starting my own financial journey. Here, we’ll talk about money, mindset, and smart financial decisions—helping you make the most of your money so you can build wealth, gain confidence, and live a life of financial freedom.

Whether you’re just getting started or looking to take control of your finances, I’ll break it all down in a way that’s simple, practical, and useful. Subscribe for expert insights on financial planning, investing, wealth-building, and personal growth.