CLEF Investments

This channel provides actionable investment tips for middle-class people based on personal experiences and/or mathematical analysis. The topics covered include stocks, mutual funds, ETFs, retirement accounts (401k, Roth 401k, IRA, Roth IRA, etc.), real estate, treasury securities, and the intricate world of various taxes (capital gains tax, estate tax, gift tax, and California long-term care tax).

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Chinese version of the channel (频道中文版) is at: https://www.youtube.com/@clefinvestments-cn