The Housing Market Forecast
Helping Veterans & First-Time Buyers Navigate Homeownership with Confidence 🏡
I’m Larry Gonzales — Scotsman Guide Top VA Lender in Hawaii (2018–2022), Navy veteran, and the face behind The Housing Market Forecast.
On this channel, I break down everything you need to know about:
Using your VA home loan benefit
Buying your first home in Hawaiʻi
Navigating the PCS move process
Understanding mortgage rates, market trends, and smart financing options
Whether you're stationed on Oahu or relocating across the U.S., I’m here to simplify the home buying process with real talk, expert tips, and fast answers.
⚡ Customized mortgage strategies
🌺 Local insights for Hawaiʻi real estate
🧠 Weekly videos to keep you informed and empowered
🔔 Subscribe to stay ahead of the market and make your next move with clarity and confidence.
Housing Demand Just Hit a 3-Year High — Here’s the REAL Reason
What Millennials & Gen Z Need to Know Now!
The Checkered Flag Is Out: Rates Are Finally Dropping
Oahu Home Prices & VA Rates Drop!
VA Loan Rates Drop to 5.95% | Weekly Mortgage Rate Update (Nov 24, 2025)
Is the Fed About to Break the Housing Market?
The Housing Market Feels Rigged… Here’s the Real Reason!
Big Economic Week Ahead: What Could Happen to Mortgage Rates Next
50-Year Mortgages?! The Truth Nobody’s Telling Homebuyers…
Government Shutdown Hurting Rates? Here’s What Happens Next!
Honolulu Housing Market November 2025 | Home vs Condo Sales Analysis
49ers Victory And A Shocking Market Update!
Fed Cut Rates… But Mortgage Rates Went UP?! 😳 Here’s Why
Is a BIG Recession Coming What These 5 Trends Reveal?
10 Reasons Housing Is About To Boom!
Fed Rate Decision + VA Mortgage Update | October 27, 2025
Huge Week for Rates — Here’s What to Watch
October Housing Market Update | Inflation Cools, VA Rates Drop Below 6%
How Seller Credits Work in Hawaii - Save on Closing Costs & Buy Downs
Rates Just Dropped—Is the Market About to Shift?
The Secret Hack That Can Save You $30,000 on a Hawaii Home
Why VA Rates Are Stuck at 6% and What Could Change Friday
October 2025 Housing Market Update – The Coming Boom
Tariffs Drop Rates What It Means for VA Buyers
October 2025 Housing Market Update — Is Housing Finally Affordable
How The Government Shutdown Will Impact Your Mortgage Rates
Why the Housing Market Isn’t Crashing (Yet)
Why the Government Shutdown is Causing Your Mortgage Rates to Spike
New Home Sales Surge, Government Shutdown Looms | Market Update
Inflation Friday Could Break Rates Below 6%