The Journey with Agnes
Hi! Thanks for stopping by.
I'm Agnes Kalubi, a Financial Enthusiast. After struggling for so many years with my personal finance management, I finally managed to build habits that has taken me on a positive trajectory to successfully pursue Financial Independence.
So I'm basically here on YouTube with the goal to share my Experience with my audience, hoping that they will not make the same mistakes that I made.
I also plan to build a community of people that will " Normalize living below their means". So that we can all reach Financial Freedom.
5 Things I Did to Stop Being Broke (That Actually Worked!)
Overconsumption Is Keeping You Broke (Hard Truth)
MAY MONEY RESET| High Yield Savings Account| Low Buy Budgeting
10 Things You MUST Reduce to Save More Money Fast
I Ran a Half Marathon Without Training… BIG Mistake
What Is an Emergency Fund & Why You NEED One | Save Yourself From Financial Disaster
Why I Became a Minimalist (The Hard Truth)
APRIL MONEY RESET| Low Buy Budgeting| Saving and Investing
Challenges we faced driving Uber/Bolt in South Africa.
Bolt/Uber 2025: The Ultimate Guide to Crushing It
Credit Score Hacks: Boost Your Score in 5 Easy Steps
MONEY RESET| What I spent in February on a Low buy Budget
You Don’t Have to Look Broke to Build Wealth
5 Things You Should NEVER Skimp On! (They’ll Cost You More Later)
7 Things I’m NOT Buying in 2025 to Save Money! (You Should Stop Too!)
6 Best Side Hustle for 2025| Make Money in South Africa
No Spend Year| January Reflection
My Debt Free Journey| WHY I GOT IN DEBT AGAIN
Why Waking Up at 5 AM Can Transform Your Life
No Spend Year Begins – Here’s My Plan!
5 Must-Have Skills to Master in 2025 | Level Up Your Life!
3 Free Ways to Invest in Yourself
Finally Monetized! Why It Took Me So Long to Get Here
Make 2025 Your Best Year Yet: My plan for the channel
Заработок на 10 000 рандов в неделю на затяжке в Южной Африке
Paying Off Debt? Avoid These 10 Common Pitfalls!
Fastest Way to Pay Off R10,000 | Debt-Free Strategy for Success
Home Loans Pros and Cons: Is Buying a Home Worth It?
How to Save Money When You're Living Paycheck to Paycheck | 5 Simple Strategies
10 Things You Should Stop Wasting Money On Right Now | Save Money in 2024