Nadia Kilburn - Mortgage & Foreclosure Attorney
I am a mortgage and foreclosure attorney in Washington State. I represent borrowers in Mediation under the Washington Foreclosure Fairness Act and I negotiate directly with lenders to help borrowers resolve debt issues. I have experience negotiating short sales, loan modifications, repayment plans, forbearance agreements, foreclosure holds, time needs, credit card liens, debt judgments, and HOA settlements.
I started helping homeowners during the last housing crisis in 2012 and have been practicing in this area ever since.
Homeowners all over the country are facing uncertain times. If this describes you, please know that you are not alone.
For those of you in Washington, I will be doing my best to post real-time updates here as resources and programs become available! Call me for help, if needed: 425-654-1674. Please understand that I am only licensed to practice in Washington State. If you are outside Washington, please contact a foreclosure defense attorney in your area.
The Homeowner Assistance Fund (HAF)!
How many loan modifications can you have?
COVID CFPB Report - Updates to Mortgage Servicing Issues!
Divorce and Loan Modifications
What does "loss mitigation" mean?
Loan Modification Application: How much cash do I have on hand?
COVID Info: Can they deny you if you've had modifications before? How many loan mods can you have?
Homeowner's Assistance Fund (Washington Info)
Should I do a partial claim or a loan modification? (FHA Loans)
COVID Forbearance and Credit Reporting
What does "your file is with the 3rd party vendor for approval" mean?
How many loan modifications can you have?
Can I make all 3 TPP payments at once?
FlexModification Updates! (Fannie Mae)
COVID Forbearance Problems: Loans with Private Investors
FHA Loans: Why is a "partial claim" being discussed when you're getting a loan modification?
What does "your file has moved to the underwriters" mean?
How to correctly accept your loan modification TPP!
Midland Mortgage's COVID Transition Questions
What's the difference between partial claim/deferral or a modification?
COVID Transition Plans: What should you be doing while in review?
FHA Additional COVID Forbearance Extensions - 9/27/21
COVID Transition: Verbal Income Question for Modification Review
How do I know if I have a lien attached to my property?
FlexMod (Fannie Mae): What to Expect When Approved
Getting bombarded with letters while in review
COVID Forbearance Transition: Two barriers to be aware of
COVID Forbearance Transition: Understanding when mortgage lenders think the pandemic "started"
COVID Forbearance Transition: The questions you will be asked!
How to File a CFPB Complaint