Navigating the Impact of Soaring Insurance Costs on Affordable Housing
Автор: NCBA CLUSA
Загружено: 2025-12-04
Просмотров: 22
Property insurance costs are surging, driven by more frequent natural disasters, aging infrastructure and fewer insurers willing to cover affordable housing in high-risk areas. For example, according to a recent report by Enterprise, affordable housing insurance costs in New York rose 110% since 2017, fueling a 40% increase in overall operating expenses. These rising premiums strain already tight budgets, threatening the sustainability of affordable housing.
Crafting national solutions is difficult due to fragmented, state-level insurance regulation. But this is a priority for the affordable housing community—we need to share learnings and explore solutions. During this webinar, the Cooperative Development Foundation's Affordable Housing Initiative discussed 1) understanding the insurance market, 2) solutions for shared equity housing and 3) ideas that could help stabilize the market.
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