Condo vs. Rowhome in Philadelphia | Which One Should You Buy?

Confused between buying a row home or a condo in Philadelphia? In this video, I break down the key differences between these two popular housing options—covering lifestyle, costs, maintenance, resale value, and even financing issues that most buyers overlook.

If you’re thinking about moving to Philly or upgrading your current home, this guide will help you make a smart, confident decision.

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0:00 - Introduction: Condo vs. Rowhome in Philly—Which Is Right for You?0:53 - Lifestyle Fit: What’s It Like Living in a Rowhome vs. Condo?
1:10 - Rowhome Benefits: Privacy, Space, Outdoor Areas & More
2:41 - Storage & Layout Differences Between Condos and Rowhomes
3:10 - Condo Living: Amenities, Security, and Low-Maintenance Lifestyle
4:08 - Monthly Costs: HOA Fees, Insurance, and Utility Breakdown
5:04 - How Condo Fees Can Affect Your Overall Budget
5:26 - Taxes & Price Points: How Each Option Affects Your Wallet
6:09 - Maintenance & Repairs: What You're Responsible For
7:11 - Big-Ticket Items in Rowhomes: Roofs, Sewer Lines, Windows
7:32 - What Condo Associations Typically Cover
7:58 - Appreciation & Resale: Which Option Builds Wealth Faster?
8:41 - Why Condos May Appreciate Slower Than Rowhomes in Philly
9:26 - Financing Differences: Condo vs. Rowhome Loan Considerations
9:46 - Warrantability Issues: What Can Make a Condo Hard to Finance
10:53 - Why Rowhomes Are Easier to Finance in Philly
11:26 - Interest Rate Differences Between Condos and Rowhomes
11:38 - Final Thoughts: Which Is Best for Your Lifestyle and Goals?

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