Why I Use Business Credit Cards for My Rentals (in My 40s!)

Wondering whether you should use business credit cards for your rental properties—especially if you're in your 40s and juggling life, work, and real estate? Today I’m breaking down exactly why I do… and why I absolutely recommend them for rental property owners.

I personally use the Chase Ink Business Unlimited and Chase Ink Business Cash—both with no annual fees.

Here’s why I use business credit cards for my rentals:
✨ Clear separation of personal and business finances
✨ Easier bookkeeping at tax time
✨ Convenient payments for insurance, supplies, and services (as long as no extra fees!)
✨ Chargeback protection if a contractor won’t fix quality issues
✨ Earn rewards & cash back on every purchase
✨ No annual fees
✨ Great Chase customer service based on my experience

The Chase Ink Business Unlimited earns 1.5x points on everything, and the Chase Ink Business Cash earns 5x points on office supplies. Points can be redeemed for cash back or transferred to a Chase Sapphire card for travel rewards.

💳 Links to the cards I personally use are below if you're interested (affiliate links):
Chase Business Ink Credit Cards - https://www.referyourchasecard.com/21...
Chase Sapphire Credit Cards - https://www.referyourchasecard.com/19...

📌 Important: Always pay off your business cards in full every month. Interest fees can quickly kill your profits.

Thanks for watching—and let me know in the comments whether YOU use business credit cards for your rentals!