NY Court of Appeals Upholds Retroactive Application

On November 25, 2025, the New York Court of Appeals issued two major decisions confirming the retroactive application of the Foreclosure Abuse Prevention Act (FAPA), enacted back in 2022. In this episode of #TheWeeklyFriedman, Adam Friedman sits down with Senior Appellate Counsel Steven Vargas to break down what the Court decided and where future litigation may still develop.

The two cases were:
• Article 13 LLC v. Ponce de Leon Bank
• Van Dyke v. U.S. Bank

The decisions settle some lingering FAPA uncertainty but the broader legal conversations and implications are far from over.

💬 How do you expect servicers to adjust their processes with these two decisions?

#FAPA #ForeclosureLitigation #NYCourtOfAppeals #DefaultServicing #MortgageLaw #TheDefaultIndustry

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