Stop Guessing, Start Investing: The ONE Rule To Guide Your Investment Decisions

Disclaimer - This channel provides educational content on UK personal finance and investing from my perspective as a Nigerian expat. I share my personal experiences and insights on topics such as ISAs, ETFs, budgeting, saving, investment strategies, and navigating UK financial systems. This video reflects my own journey and is provided for informational purposes only. It does not constitute financial advice and I am not authorized by the Financial Conduct Authority (or any other regulatory body in the United Kingdom or elsewhere) to provide financial advice. For personalized UK financial planning and investment guidance, always consult a qualified UK financial advisor. Ultimately, you are responsible for your own financial decisions.

SUMMARY
💎 This video discusses the #1 investment criteria for choosing where to allocate one's investments and making informed financial decisions. It also goes into detail about the various options for short-term savings, medium-term growth, and long-term security. We also discuss concepts such as Lifetime ISAs (LISA), Employee Share Schemes, etc.

FINANCIAL RESOURCES
💎 Download Modupe's Dividend Tracker here: https://mygistnetwork.com/freebie1/
💎 Join the MoneyGist UK community here: https://t.me/MoneyGistUK

FINANCIAL PLATFORMS I USE
💎 Trading 212 for individual Stocks & Shares - https://www.trading212.com/invite/HXj...
💎 InvestEngine for ETFs. See my portfolio here - https://investengine.com/share/portfo...

MY VIDEO CREATION TOOLS
💎 Microphone (Hollyland Lark M2 Wireless Lavalier Mic) - https://amzn.to/4aKnhih
💎 Camera (Samsung S23 Ultra) - https://amzn.to/3N1eUnI
💎 Camera Stand / Selfie Stick - https://amzn.to/4f40YVN
💎 Lights (RALENO Softbox Kit) - https://amzn.to/4aGt9t6
💎 Canva - https://www.canva.com/join/xbc-pfl-ptx
💎 Descript | an Easy-to-use Text-Based Video Editor - https://get.descript.com/vr9raixzj0og
💎 Music from Pixabay
💎 Pictures from Freepik.com and Pexels.com

REFERENCES
💎 The Best High-Yield Savings Accounts in UK -
Option 1: https://www.moneysavingexpert.com/sav...
Option 2: https://becleverwithyourcash.com/cash...
💎 About Save As You Earn Schemes - https://www.gov.uk/tax-employee-share...
💎 About Lifetime ISAs - https://www.gov.uk/lifetime-isa
💎 Damien Talks Money's LISA video -    • Best LISA (Lifetime ISA) 2023  

TIMESTAMPS
00:00 Introduction
00:20 My Friend's Story
01:45 The #1 Investment Criteria
02:23 About Me
03:22 Defining Short, Medium, & Long Term Investments
05:02 Short-Term Investments
07:21 Medium-Term Investments
09:28 About Lifetime ISAs
13:55 Long-Term Investments
18:38 Bonus
20:19 Video Comments
21:06 Closing Thoughts

This is part of a series on the @MoneyGistUK channel on investing and growing wealth in the UK. Whether you're a new immigrant, or simply someone looking to improve their financial health, this guide offers practical steps to accelerate your wealth-building journey.

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