How Much House Can You Afford in 2026? Renting vs Buying Breakdown
Автор: Real Talk with The Real Estate Doc
Загружено: 2026-01-19
Просмотров: 121
Are you stuck between renting and buying in 2026? Let’s break it down — monthly payments, what you can actually afford, and whether it makes sense to take the leap.
In this video, we reverse-engineer a $2,100/month rent budget to show you what kind of home you could buy using an FHA loan with just 3.5% down. We’ll cover:
• What makes up a mortgage payment
• How much house you can realistically afford
• Income needed to qualify
• What you're really paying for (rent vs equity)
• When renting actually makes more sense
💡 If you’re paying $2,100 in rent right now, you might be closer to homeownership than you think.
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