Lecture 12: Legal Report for Mortgage Loan | Title Search Report by Bank Advocates

📌 Before sanctioning any mortgage loan, banks must ensure the legal ownership of the property.
This is where the Title Search Report (also called Legal Search Report) comes into play.

In this video, you will learn:

🔍 What is a Title Search Report?
📜 How advocates prepare the legal ownership verification on behalf of the bank
🔗 What is the “chain of title” and why 13+ years of ownership history is verified
📁 What documents are checked during a legal report — sale deed, GPA, will, mutation, etc.
⚠️ How this process helps in avoiding disputes, frauds, and dual ownership issues

🎯 This video is helpful for:

Credit Managers, Loan Officers, Advocates
Entrepreneurs & Property Owners applying for loans
CA / MBA / Finance Students
Real estate professionals & developers

🧾 Title search is a must-have legal safeguard for every bank before creating mortgage over any property.

📢 Don’t forget to Like, Comment & Subscribe for more such professional insights!

#TitleSearchReport #LegalReport #PropertyVerification #MortgageLoan #BankLoanProcess #OwnershipVerification #ChainOfTitle #PropertyLoanChecklist #LegalDueDiligence #BankingBasics

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