How LTD and CPPD work together - Disability Law Show S7 E17

WHAT TO REMEMBER ABOUT LTD AND CPPD: HOW THEY WORK TOGETHER on the Disability Law Show with Disability Lawyer and Partner Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 7 Episode 17 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 Intro

3:30*Forced to attend an IME despite long-duration mental health claim*
I've had 4 disability claims with the same insurer over the years due to severe depression. I was able to work for periods of time but the last time, I was unable to work for a few years. The insurer agreed I was unable to work in any occupation. Despite this, I was forced to go to an assessment and given a return to work plan. What can I do?

10:42*Disability insurer pressuring employee back to work*
A friend of mine recently had knee surgery and was on short-term disability leave. Her doctors believe she’s still unable to work, but now the insurance company and her employer are pressuring her to return. Can the insurer decide when an employee must return from disability leave?

What to remember about LTD and CPPD: How they work together
17:071️⃣ Many disability policies have a provision about CPPD deductions.
19:462️⃣ Being approved for CPPD can strengthen your LTD case.
21:093️⃣ Refusing to apply could result in reduced LTD payments or even suspension of benefits.

25:40 Loss of employment while on long-term disability leave
I received a letter from my employer stating they were undergoing a mass restructuring, and my position had been eliminated. I’m currently on long-term disability leave due to a cancer diagnosis. If I lose my job, will my benefits end too?

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