Debt Trap ਤੋਂ ਬਚੋ ! Avoid Credit Card & EMI This Diwali

In this video, we explain how credit cards, EMIs, and fintech loans can easily trap you in debt. Many people are taking loans for iPhones and other expensive items, only to pay huge interest later.

This Diwali, celebrate smartly:

Why credit cards can be harmful

How EMIs lead to long-term financial stress

Benefits of cash shopping and easy budgeting tips

Better alternatives for iPhones or gadgets (save first, buy later)

👉 Watch the full video to enjoy a Debt-Free Diwali, like, share, and subscribe for more tips.
🔔 Comment below for practical advice — we’ll reply with more financial tips.

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