8 Things Most Federal Employees Miss About Retirement Expenses
Автор: Justin Holtz, CFP®
Загружено: 2026-01-12
Просмотров: 513
Most retirement plans don’t fall apart because of reckless spending — they struggle because of the expenses people don’t see coming.
In this video, we walk through some of the most common retirement expense blind spots, especially for federal employees approaching retirement. We’ll talk about why retirement often feels more expensive than expected, how spending patterns change in the early years, and where budgets tend to underestimate costs.
We’ll also explore a real-world scenario many federal retirees consider: relocating from a high-cost area like Northern Virginia to a more affordable region such as Virginia Beach. Is it really cheaper? What expenses improve — and which ones don’t?
If you’re planning for retirement and wondering what you might be missing, this video will help you think more clearly about your spending decisions.
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Let's Connect:
Email: jholtz@districtfa.com
Linkedin: / justinholtz
Website: https://districtfa.com/
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