The November 2025 Budget of This Early Retiree | 2026 Will Be VERY Different | Inflation Is REAL

In this video, I go step-by-step setting up this month's early retiree budget, discussing my income, bills, expenses, and allowances, while demonstrating advanced formulas which connect three spreadsheets within my DIY Google Sheets budget calculator workbook: my Monthly Budget Sheet, my Monthly Spending Sheet, and my Average Annual Expense sheet. I also begin forecasting my 2026 annual budget, based on my 2025 numbers and averages.

If you found this video helpful, please like 👍🏽 , comment 💬, subscribe 🔔, and share 📣

For more videos like this one, check out this playlist:
👉🏽   • The Money Moves Retirement Series  

#earlyretirement #googlesheetstutorials #retirementbudgeting
______________
This video was edited using iMovie. All audio clips and images are used with permission from open source.

Happy G by Mr Smith is licensed under an Attribution 4.0 International License.
https://creativecommons.org/licenses/...

00:00 Introduction
00:29 Setting up a New Spreadsheet for This Month’s Google Sheets Budget Calculator
02:00 Inflation Will Affect My Mortgage Payment in 2026: ⬆️ Taxes, Insurance, Escrow Shortage ⬆️
03:56 Google Sheets Formula for Connecting Sheets Within a Workbook
06:42 My Monthly Spending Google Sheets Calculator
07:54 Entering November Spending from Receipts
09:48 A Brief Story: Grandma's Plant
12:55 Using the Google Sheets Sum Formula
18:24 How I Saved Each Month of 2025 for My 2026 Annual Expenses
19:52 A Visit From Aja of the Future to Fix an Error!
20:51 Using My 2025 Average Annual Expense Google Sheets Calculator to Forecast My 2026 Annual Budget
22:13 Outro