VA Loans and VA Eligibility Requirements

#valoans #preapproval #realestate

Serving Veterans is my civilian MOS! Need a mortgage or want to discuss your scenario? We are licensed and serving Veterans in 48 states for purchase and refinances.

Here is how to contact me:
1. Check your eligibility and receive a personalized evaluation of your VA Loan: https://connect.valoansforvets.com
2. Email me at jimmy@valoansforvets.com
3. Call me 602-908-5849
Instagram-   / jimmyv____  
Facebook-   / valoansforvets  

Jimmy Vercellino, Mortgage Loan Originator/Regional Residential Mortgage Director NMLS 184169 at First Western Trust
Corporate NMLS 477166
VALoansForVets.com Headquarters: 3602 E Campbell Ave, Phoenix, AZ 85018
Equal Housing Lender- For licensing, go to www.nmlsconsumeraccess.org
Top 1% VA Lenders in the Nation

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How do Veterans become eligible to use their VA Loan benefit? There are a lot of Veterans who simply do not know whether or not they are eligible to use a VA Loan. You could be eligible to the the VA Loan and not be pre-qualified and you could be pre-qualified and not be eligible. It's important Veterans understand the difference between the two. Here are the basics:
If you are an active duty service member, you need 90 days of active duty service. For most Veterans, post-Vietnam, you need to have 2 years of service and you must be honorably discharged. Something other than an honorable discharge will not receive an automatic certificate of eligibility. Those Veterans will need to go to the VA and ask them if you rate for a VA Loan. In addition to two years of service, you must have been on active duty a minimum of 181 days. For Veterans that were medically discharged, there are exceptions to the rules. If you were injured in combat or injured in the military after serving the two years, you would also be eligible for the VA home loan benefit. Lastly, for Reservists, you must have served 6 years and be honorably discharged. It's important to note if a reservist has been active for more than 90 days, they too will be eligible for a VA home loan. The last thing I want to talk about is the spouse of deceased Veterans. The surviving spouse of a Veteran is entitled to use the Veteran's VA Home Loan benefit if, and only if the cause of death is service related. If you have questions about VA Home Loan Eligibility, reach out to my team and I at 602-908-5849 or visit my website at VALoansForVets.com.

#valoans #valoansforvets #vahomeloans