DCR, CMHC, and Why My Numbers Work

DCR, CMHC, and Why My Numbers Work

Let’s talk numbers.
Lenders look at DCR (Debt Coverage Ratio) to assess risk—and if you want CMHC takeout financing, you need to hit 1.1 or higher. That means your net income needs to cover your debt by at least 110%.

That’s why my six-unit builds in Scarborough are designed for:

🔹 Lower construction costs
🔹 Realistic operating budgets
🔹 Stable, cash-flowing rental income

This isn’t fluff—it’s smart, tight development that qualifies for CMHC and protects investors on the downside.

The capital raise is live.
Let’s back Scarborough.
Let’s back Canada.
Let’s build, baby, build. 📩