How To Start Investing In 2026! Complete Beginners Guide

Want to start investing in 2026 but feel overwhelmed or unsure where to begin?
If you’ve ever thought “I want to grow my money but I don’t understand investing”, this beginner-friendly, UK-focused guide will walk you through everything you actually need to know- without jargon, hype, or complicated strategies.

Start Investing today:
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In this video, I break down:
What investing really is (in plain English)
Why leaving money in the bank can cost you over time
The key things you need in place before you invest
The easiest way to start investing in the UK as a beginner
What to invest in (and what to ignore)
How much you really need to get started
The most common beginner mistakes to avoid

You don’t need a huge lump sum, you don’t need to pick stocks, and you definitely don’t need to be an expert. I’ll show you how investing can start with as little as £20, how to use a Stocks & Shares ISA, and why consistency matters far more than timing the market.

Hi, I’m Dahlia, and welcome to Get On Top.
I have a finance degree and spent 7 years working in asset management and sales in London before quitting to start my own business. I’ve invested through market ups and downs, built wealth slowly and consistently, and learned first-hand what actually works - and what doesn’t.

This channel is all about helping you get on top of your money - whether that’s budgeting, investing, saving, or building long-term wealth in a realistic way that fits real life.

If building wealth, becoming financially literate, and feeling confident with money are part of your goals for 2026, make sure you subscribe — I post new videos every week on personal finance, investing, and money habits.

☕ Grab a cup of tea, get comfortable, and let’s get on top of your finances together.

Timestamps
0:00 Intro
1:30 What is investing
2:07 Asset Classes explained
5:32 What You Need Before Investing
8:20 Step 1 The Best Way To Start
8:30 Step 2
11:16 What To Invest In
12:20 How Much To Invest