I'm Single, 54 And Have $2M (401k). Can I Retire Early?

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If you're single, 54, and have $2 million saved in your 401(k), is that enough to retire early?

This real-life case study analyzes Bridget's financial situation, exploring key factors like the Rule of 55, Roth conversions, withdrawal rates, and long-term care planning.

Her concern? All assets are nearly PRE-TAX (401k). She's in a better spot than she thinks - check out today's live to see how much she can spend and when she can retire early.

We also discuss the emotional side of retirement—knowing when you're genuinely ready and how much you can realistically spend without running out of money.

Whether planning for early retirement or wanting to maximize your financial future, this video provides valuable insights to help you retire confidently.

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Time Stamp
00:00 - Introduction to the case study
00:24 - Meet Bridget: Her financial situation & retirement concerns
01:40 - Common mistakes in retirement planning
03:25 - The role of pre-tax 401k and its impact on retirement
06:10 - Assessing Bridget's current financial position
09:15 - Should you retire early? Key factors to consider
12:30 - Mortgage, loans, and their effect on retirement plans
15:50 - How much money do you really need to retire?
18:35 - Budgeting for retirement: Monthly expenses vs. lifestyle goals
21:20 - Healthcare costs and long-term care considerations
24:00 - Investment strategy: Conservative vs. growth-focused approaches
27:45 - Taxes in Retirement: How to avoid common pitfalls
30:15 - Final thoughts & actionable retirement strategies
34:00 - Tax Strategy
38:00 - Cash Flow Details
40:17 - HER REACTION!

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PODCAST - https://earlyretirementpodcast.com/
INSTAGRAM -   / earlyretirementari  
LINKEDIN -   / aritaublieb  

What video topic would you like to see discussed in a future video?

Ari Taublieb, CFP®, MBA, is the Vice President of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast.

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⚠️ "DISCLAIMER:⚠️

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.