Updated for 2026: $2 Million at 60. How Much Can We Spend In Retirement?

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In this video we update a retirement planning case study from last year using actual investment returns, spending changes, income changes etc.

Their 2025 Results:
+16% investment returns
+$200,000+ in financial assets

Their questions...
How has our success rate changed?
Do we need to change our drawdown now that the RRSPs are bigger?
Can we spend more?


Original Plan:
   • $2 Million at 60. How Much Can We Spend In...  

$2 million dollars is a lot of money, but how much retirement spending can it support? What happens after we integrate Canada Pension Plan (CPP) and Old Age Security (OAS) benefits? What happens if we include income taxes or maybe OAS clawbacks? What if we want to spend more in the early years of retirement, in the Go-Go years?

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Disclaimer: This video is for educational purposes only and does not constitute investment advice or financial advice. All information provided is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Every effort has been made to ensure the accuracy of its contents. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. Before making any financial decision, you should review your situation with a financial planner.