Joint or SeparateTrust? The correct way to decide: 6 key questions

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📜 Joint Trust vs. Separate Living Trust: Which Is Right for You?

Should you and your spouse create one joint trust or maintain separate living trusts? 🤔
In this video, we’ll break down the pros, cons, and key questions to help you decide what’s right for your estate plan.

You’ll learn:
✅ When a joint trust makes sense (simplicity, unity, cost savings)
✅ Why some couples choose separate trusts (blended families, wealth differences, asset protection)
✅ The 6 questions every couple should ask before making a decision

Whether you’re in a first marriage, blended family, or managing significant assets, this guide will help you understand how to secure your family’s future.

⏱️ Chapters

0:00 – Introduction: Joint Trust vs. Separate Trust
0:25 – Does remarriage automatically mean separate trusts?
1:08 – Question 1: Are your assets already joint or separate?
1:48 – Question 2: Is one spouse wealthier than the other?
2:26 – Question 3: Do you have different beneficiaries?
4:09 – Question 4: Do you and your spouse have different timelines?
5:04 – Question 5: Can you agree on trustees, executors, and guardians?
5:37 – Question 6: Does your spouse present liability risks?
6:42 – Why these conversations matter in estate planning
7:11 – Final thoughts: Don’t let the courts decide

📌 Keywords

joint trust, separate trust, estate planning, living trust explained, blended family trust, asset protection, inheritance planning, family trust, estate planning attorney