How to Manage Your Salary in 30 Minutes

Most people treat their pay cheque like a windfall, spending without a plan and falling for the "illusion of wealth" the moment a deposit hits their account. However, the first 30 minutes after you get paid are the most critical for determining whether you will build a life of freedom or stay trapped in a cycle of financial stress

In this video, I’m sharing the exact 30-minute operating system I used as a qualified accountant to automate my savings, handle every bill, and ensure I never had to worry about making it to the next payday. We will move past the unreliable nature of discipline and instead build a system where good financial choices become the path of least resistance
In this video, we cover:
• The Trap of the Lump Sum: Why your brain tricks you into feeling richer than you are
• Calculating Your Real Inflow: How to find your true "Net Income" number, including hidden savings
• The 60% Rule: Why keeping your "Must-Pays" (rent, groceries, utilities) under 60% is the baseline for stability
• The 3-Bucket Framework: How to categorize every dollar into Fundamentals, Fun, and your Future
• Paying Yourself First: Why you must move 15–20% into investments and emergency funds before you buy your first coffee of the month
• The Monthly Money Date: A 15-minute reflection to catch leaks before they become floods

Timestamps

The Danger of Payday
Finding Your Real Net Income
Phase 1: The Fundamentals (60% Rule)
Phase 2: Prioritizing Future You
Phase 3: Guilt-Free Fun Money
Building Your Money Operating System
The Monthly Money Date
How to use your Wealth Dashboard

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