Scared to Check Your Bank Account? Start Here

Scared to Check Your Bank Account? Start Here

If your stomach drops at the thought of opening your banking app, it’s not a discipline issue—it’s your nervous system trying to protect you. In this episode, I’ll guide you through a 3-minute start-here reset so you can look at your numbers feeling calm, clear, and in control—then take one tiny action you’ll actually keep.

What you’ll learn

• Why fear shows up before you tap “Open” (and how to downshift it fast)
• The “more info = more panic” trap—and what to do instead
• A 3-minute, body-first practice to make money decisions from regulation, not alarm
• One tiny action that builds Financial Courage today (capability - perfection)

💜The 3-Minute Start-Here Reset (save this)
Exhale & Downshift (1 min): 3 deep sighs. Longer exhales than inhales. Tell your body: we’re safe.

Name & Set Down (1 min): Whisper what you’re carrying (notifications, worries, to-dos). “I’m setting these down for 10 minutes.”

Arrive & Ask (1 min): Feet on floor, hand on heart. Ask: “What would calm me choose?” Then open the app.

💵 The Breaking Money Cycles Full Series links:

Ep 1: Breaking Money Cycles—The 3 Money Zones (Receiving/Holding/Giving)
👉🏻   • Ex IFA Explains: Saving More Never Made Me...  
Ep 2: Breaking Money Cycles—Why You Feel Broke Even When You Have Money (Financial Trauma Explained)
👉🏻   • Why You Feel Broke Even When You Have Mone...  
Ep 3: Breaking Money Cycles—Undercharging = Money Trauma (why & what to do)
👉🏻   • Being the “Affordable” Option = Financial ...  
Ep4: Breaking Money Cycles - Why You Can’t Keep The Money You Make — The Real Reason
👉🏻   • Why You Can’t Keep The Money You Make — Th...  
Ep5: Breaking Money Cycles: Why You Hide from Your Numbers (And How to Build Financial Courage)
👉🏻   • Scared to Check Your Bank Account? Start Here  

Chapters

00:00 Introduction to Financial Management and Avoidance
03:22 Understanding Financial Courage and Its Importance
08:36 Transforming Your Relationship with Money
13:26 Overcoming Perfectionism in Financial Practices
17:49 Somatic Money Practice for Financial Confidence
28:12 Building Financial Courage Step-by-Step

Free companion tools

📒 Printable Financial Courage checklist
www.themoneypanel.co.uk/breakingmoneycycles/

Work with us / Connect

🌍 catherinemorgan.com
🌍 themoneypanel.co.uk
📸 Instagram: @catherinemorganmoney

Disclaimer
Educational content for emotional regulation and money habits; not financial, tax, mental-health, or investment advice.