From ₹8,000 Salary to Financial Freedom at 43 | Retirement & Investment Journey.

Meet Jayant Kumar, who went from earning just ₹8,000 per month to achieving financial freedom at 43.

In this podcast, Jayant shares his investment journey, career decisions, and practical tips for retirement planning. From busting ESOP myths to explaining how to calculate your retirement corpus, this episode is packed with real numbers, strategies, and lessons every salaried person can apply.

👉 What you’ll learn in this video:

How Jayant built wealth from a modest salary

The importance of switching jobs in your career

Step-by-step breakdown of his investment journey

How to calculate your own retirement corpus

The stock that gave him 5500x returns (and one that lost him money)

Smart mutual fund selection and portfolio allocation

Hacks to stay invested during market volatility

Master advice for salaried professionals

If you are someone who wants to plan early, retire comfortably, and avoid common money mistakes—this episode is for you.
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Timestamps
00:00 - Intro
01:00 - From ₹8,000 Salary to Financial Freedom
02:13 - Early Life & Career Journey
05:15 - Is Switching Jobs Important?
07:05 - What’s My Current Salary?
07:58 - The Myths of ESOPs Busted
11:22 - My Step-by-Step Investment Journey
13:00 - How to Calculate Your Retirement Corpus
14:39 - This Stock Gave Me 5500x Returns
15:55 - I Lost Money in This Stock
16:29 - How to Select Mutual Funds
18:00 - Portfolio Allocation Explained
19:15 - Excel Sheet for Retirement Planning
20:40 - Hacks to Stay Invested in the Market
23:39 - Master Advice for Salaried People
25:45 - Why Money is Just a Tool


Tune in for practical investment advice that anyone can apply, whether you're a beginner or looking to enhance your existing portfolio.

Watch the full video for more insights and inspiration!

Don't forget to like, comment, and subscribe for more episodes.
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