MORTGAGE AGREEMENT IN PRINCIPLE EXPLAINED - WHY & WHEN DO YOU NEED ONE?

In today's episode Nicola McKenzie explains what an agreement in principal is, why you need one and how long they are valid for.

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• Call us for a chat on 0330 175 7504
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My name is Nicola McKenzie, co-founder of Dunham McCarthy Mortgages. My team and I are dedicated to making mortgages easier for you. Whether you are a first time buyer, climbing the property ladder, investing in a buy to let or simply re-mortgaging, we have an expert on hand to take the burden off of your shoulders.

We’re an independent broker, meaning we have access to nearly every mortgage out there so we can help you get the best deal. Once our expert has matched you to your mortgage, they will stay by your side the whole way, keeping you in the loop.

Our advice is free of charge so please get in touch. It is only when you have found a property and are ready to apply for a mortgage that we charge a fee.

Our typical administration fee is £495 (We charge between £0-£245 for a remortgage). This covers the time involved in dealing with your mortgage application and supporting you through the home buying process from start to finish. This also includes complimentary homebuyers protection insurance, organising any insurances, organising your Will and recommending any professional services such as surveyors, solicitors and conveyancers.

For Will Writing & Trust advice, head to;

W: https://www.dunham-mccarthy.co.uk (Detailed Estate Planning Advice)
W: https://www.mylastwill.co.uk (Online, quick, easy and convenient solution to draft your Will)

Timestamp

00:00 Intro
01:10 What is an agreement in principle?
02:53 When to get one?
03:37 How long are they valid for?
05:25 What if my agreement expires?

**Your home may be repossessed if you do not keep up repayments on your mortgage**

Dunham McCarthy Financial Services Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

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