Bitcoin, Collateral, and the Future of Finance with John Ruth

In this episode of The Complete Advisor, we dive deep into Bitcoin, crypto, and how they fit into the modern financial advisory practice.

We welcome back John Ruth, co-founder of Build Asset Management, to discuss why financial advisors must stay informed about Bitcoin, its use as an asset, and its potential role in portfolio construction.

00:00 Bitcoin & John Ruth
04:10 - Why Do We Need Bitcoin?
08:57 - Bitcoin Scarcity
18:54 - Bitcoin as Collateral vs. Traditional Assets
25:08 - Transparency and Liquidity of Bitcoin
39:15- Understanding Bitcoin Custody
53:59 - Financial Advisors' Role in Bitcoin Education


John breaks down key distinctions between Bitcoin and other digital assets, emphasizing its decentralized nature and scarcity compared to traditional fiat currencies. He shares insights into how Build Asset Management incorporates Bitcoin into fixed-income strategies and explores its emerging role as a form of collateral in private credit.

The conversation also tackles Bitcoin's volatility, transparency, and liquidity—key factors advisors must understand before discussing digital assets with clients. John explains how multisignature custody solutions can help safeguard Bitcoin holdings and why regulatory clarity is critical for advisors navigating this space.

Whether you’re a Bitcoin skeptic or simply looking to enhance your knowledge, this episode provides a compelling case for why financial advisors must take the time to understand this evolving asset class.

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#Bitcoin #FinancialAdvisors #Crypto #WealthManagement