David Becker on Revolutionizing Banking with Tech and AI

David Becker is the CEO and Chairman of First Internet Bank, located in Indiana. Known as the "Tech Godfather" of Indiana, David's career in technology spans over 40 years. He founded First Internet Bank in 1999, pioneering online banking against the backdrop of skepticism and traditional banking norms. Under his leadership, the bank has grown to over $5 billion in assets, servicing retail and commercial customers across all 50 states in the U.S. David has also been influential in modernizing the Indiana tech and banking sectors through innovative services and partnerships.

David discusses the evolution of Indiana's business ecosystem over the last 40 years, highlighting how technological advancements have reshaped the landscape. He shares anecdotes from his early days, revolutionizing credit unions with real-time services and how his foresight allowed him to stay ahead of the curve. The conversation also delves into community impact, regulatory challenges, and how his tech-centric approach has driven consistent growth.

Takeaways:

**Technological Evolution**: David Becker's companies have been at the forefront of introducing revolutionary tech services in Indiana, from the first online ATMs to real-time credit card authorizations.
**Team Building**: The key to David's success has been assembling a team of experts who are passionate about innovation and who thrive on solving complex problems.
**AI and Banking**: David sees AI as the next major disruptor in banking, with the potential to streamline operations, enhance customer service, and offer advanced analytical tools for better financial planning.
**Community Impact**: Through partnerships with state and local governments, as well as universities, David has had a significant impact on developing Indiana’s tech and business sectors.
**Customer-Centric Innovation**: First Internet Bank focuses on providing seamless, self-service banking solutions, demonstrating how technology can offer enhanced customer experiences and operational efficiencies.

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