జీవన్ అక్షయ్ పాలసీ జీవితాంతం పెన్షన్ పొందండి | LIC Jeevan Akshay Policy | Best LIC Policy | SumanTV

Watch జీవన్ అక్షయ్ పాలసీ జీవితాంతం పెన్షన్ పొందండి | LIC Jeevan Akshay Policy | Best LIC Policy | SumanTV

LIC Jeevan Akshay is an Immediate Annuity plan offered by Indian insurance and investment company Life Insurance Corporation of India (LIC). It is a single premium policy and has to be purchased by paying a lumpsum amount at once. The annuity can be paid monthly, quarterly, biannually or annually as chosen. This pension plan has 6 options to choose from. Once the individual chooses an option, it can’t be changed during as the payout starts immediately with the plan.

Key Features and Highlights of LIC Jeevan Akshay Plan
Listed below are the features and highlights of LIC Jeevan Akshay.

It is an annuity pension plan.
Premium has to be paid in lumpsum.
Offers 6 options to choose from-
Annuity for life- Pension is paid till the insured is alive.
Annuity guaranteed for a certain period- In this option, the pension is paid for a certain period of time irrespective of whether the life assured is alive or not.
Annuity with return of purchase price on death- Pension is paid till the life assured is alive and after the death of the assured the remaining amount will be paid to the nominee.
Increasing Annuity- Pension is paid at an increasing rate of 3% p.a. till the assured is alive.
Joint Life Last Survivor Annuity 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant
Joint Life Last Survivor Annuity - 1000% of the annuity payable to spouse during his/her lifetime on death of the annuitant
Annuity for life with a provision of 100% of the annuity payable to spouse during their lifetime on death of annuitant. The purchase price will be returned on the death of last survivor.
Annuity payment- Annuity can be paid monthly, annually, biannually as chosen.
Medical examination is not required.
You will be entitled to special incentives if you buy the plan online.
The policy has a cooling off period of 15 days starting from the date of receipt of the policy.
Loan-There is no loan facility available under this particular policy.
Surrender value-The policy has no surrender value.
Additional riders- There are no additional riders available under this plan.
Paid up value- The policy does not acquire any paid up value.

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