You Have Enough to Retire. Now What? (with Carl Richards)

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Retirement is about more than money—and for many, that’s the hardest part. In this heartfelt conversation with NYT columnist Carl Richards, we explore the emotional weight of retirement, why “enough” is never just a number, and how to reframe money as a tool for meaning.

Steve Willems, CFP®, FEA, BA
Wealth Advisor, Willems Wealth Planning Group | Assante Financial Management Ltd.

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🎬 S E L E C T S C E N E S 🎬

0:00 - Why Retirement Still Feels Hard
2:59 - Losing Identity After Work Ends
3:54 - Start Small: Hobbies & Experimentation
5:01 - Go to the Gun Club
6:42 - Ice Cream & The Problem with “More”
7:59 - Why “Enough” Isn’t a Number
10:06 - Practicing the Art of Spending
10:52 - Why Wealthier Retirees Struggle More
11:56 - How to Game-ify Retirement
13:40 - When Values Collide
15:09 - How to Course Correct (Adventure vs Stability)
16:56 - Money Habits That No Longer Serve You
19:07 - Exposure Therapy: Spend Without Guilt
20:18 - Ask This Question About Money

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https://www.nytimes.com/by/carl-richards