How Does An IRA Non-Recourse Loan Work?

A traditional loan can't be used for an IRA due to IRS rules, but a nonrecourse loan is a viable alternative. This type of loan isn’t personally guaranteed, meaning the IRA owns the property, and all income and expenses flow through it. If the loan defaults, the lender can only seize the property, not the borrower's personal assets, leading to slightly higher interest rates. To learn more about securing a nonrecourse loan for your IRA, contact IRA Financial’s tax professionals today!

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About IRA Financial

At IRA Financial, we don't just offer self-directed retirement investing — we pioneered it. We cracked the IRS code on tax-free retirement investing strategies and since 2010, have empowered over 25,000 investors to break free of institutional limitations and grow wealth on their own terms. Direct your funds into alternative investments like crypto, real estate, start-ups, and more. You call the shots, and our experts make sure you do it right.

Disclaimer: IRA Financial is not a law firm or fiduciary. We do not provide legal services or advice. Always consult with appropriate legal, tax, and investment professionals before making any investment decisions.

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