FIRST TIME HOME BUYING JOURNEY

Buying your first home can feel overwhelming, confusing, and expensive if you don’t know the right steps. In this video, I break down the complete First Time Home Buyer Journey, from the moment you start thinking about buying, all the way to getting your keys.

I’m a registered Real Estate Salesperson in Ontario, and this video is purely educational. I’m not promoting any business, listings, or paid services here. My goal is simply to help first-time buyers understand the process clearly and make smarter decisions.

You’ll learn:
When you should actually start planning
How much money you really need
The correct order of steps (so you don’t waste time or lose money)
How mortgages, down payments, and closing costs work
What mistakes first-time buyers make that cost them thousands
How to move from confusion to confidence

This is your step-by-step roadmap for buying your first home in Canada.

If you’re serious about buying your first home and want clarity instead of stress, this video is your starting point.


📩 Need personalized guidance?
Book a free consultation with me and let’s build your home buying plan the right way.

https://calendly.com/madhurkalra/30min

1. Ratehub mortgage calculator

https://www.ratehub.ca/mortgage-payme...

2. Minimum down payment

https://www.canada.ca/en/financial-co...

3. CMHC Insurance under 20% down payment

https://www.cmhc-schl.gc.ca/consumers...

4. FHSA

https://www.canada.ca/en/revenue-agen...

5. RRSP HBP

https://www.canada.ca/en/revenue-agen...

6. Benefits, Rebates and credits:

https://drive.google.com/file/d/1bPBm...


If you found this helpful, don’t forget to like, comment, and subscribe. Your support helps this channel grow and allows me to keep sharing clear, honest guidance for first-time buyers


Thank you!

Madhur Kalra
Salesperson
EXP REALTY

Office: 4711 YONGE ST 10TH FLR 106430 TORONTO, ON M3N 6K8
Mobile: +1 416-819-8784
Email: madhur.kalra@exprealty.com