National Financial Planning Month: 4 Steps to Crush Your 2026 Money Goals (Mid-Month Debt Update!)

October is National Financial Planning Month, and it’s the perfect time to check your money mindset, review your spending, and plan ahead for 2026. In this video, I give you a totally honest mid-month spending update for October, where we look at exactly how much I've paid down on my Line Of Credit (LOC) and credit cards.

We're keeping that debt low, people!
But the real meat of this video is the 4-step financial planning process I use to set myself up for success in 2026 and beyond. This is the same strategy that helped me retire early. We're covering:
1. How to set a budget that actually works and focuses on prioritizing, not punishing.
2. Creating SMART target goals for 2026 (think big, save bigger).
3. How to review and adjust your past spending to find those hidden money leaks.
4. The most important step: Value and belief alignment—making sure your spending reflects what you truly care about.
If you’re serious about reaching financial independence and living with purpose, this episode is for you.

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