7 Money Lessons I Wish I Knew In My 20's (I'm 79)

#MoneyLessons #WhatIWishIKnew #ElderWisdom

I’m 79 now. And if I could go back and talk to my 20-year-old self, the money lessons I’d share wouldn’t be the usual money tips about investing or saving more. They would be hard truths about the money mistakes I spent decades repeating without realizing it. For 47 years, I worked in factories, raised a family on $2.85 an hour that eventually became $30,000 a year, and lived with the constant fear of never having enough. The real money lessons I learned didn’t come from getting rich—they came from finally understanding what “enough” actually means.

This isn't about financial advice or getting wealthy. It's about the weight of that first paycheck, the nights I couldn't sleep because the bills didn't add up, and the moment I realized that having more never fixed what was broken inside. If you're in your 20s, 30s, or 40s and you feel like you're always one paycheck away from security, or you're constantly calculating whether you'll ever have enough—this story is for you. Not because I have all the answers. But because I've lived the questions.

What's your biggest money worry right now? Not in 10 years. Today.

And when you think about money, are you chasing more... or are you chasing peace?

If this story made you think differently, even for a moment, subscribe. Let's keep sharing the lessons we wish someone had told us sooner.


ABOUT THIS CHANNEL:
This channel exists for one reason: to share wisdom from people who've lived it. Not influencers. Not experts. Just people over 60 who've spent decades figuring out what actually matters—usually the hard way.

We talk about regret. Time. Relationships. Mortality. The things people don't say out loud until they're looking back on 70 years of life and wishing they'd known sooner.

These aren't motivational speeches. They're honest conversations about what we learn too late. About friendships that faded. Time we wasted. Priorities we got wrong. And the quiet wisdom that comes from living long enough to see what actually lasts.

If you're tired of hustle culture and success metrics, and you just want to hear from someone who's already walked the path—stick around. Subscribe. The stories here are the ones we need to hear before it's too late.

IMPORTANT DISCLAIMER:
This story is fictionalized and AI-generated for educational and inspirational purposes. While it draws from common human experiences and real patterns in how people relate to money over a lifetime, it does not represent a specific real person's biography.

This content is not financial advice, legal advice, or professional counsel of any kind. It is storytelling meant to provoke reflection and conversation. For specific guidance on financial planning, retirement, or money management, please consult a qualified professional.

The goal of this channel is to explore universal human experiences through narrative—to help us think differently about life, not to prescribe specific actions.

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