Why Health Insurance is Essential Even if You're Young and Healthy

Why Health Insurance is Essential Even if You're Young and Healthy- Younger generations and Millennials are usually thought of as young, healthy and striving to be debt free debt-free. In this video, we'll explore the pros and cons of health insurance for young, healthy adults.

We'll talk about the factors that go into health insurance, and how good health can affect your rate. We'll also discuss the different types of health insurance available to young, healthy adults, and compare and contrast them. By the end of this video, you'll have a better understanding of whether or not you need health insurance, and how to get it if you do!

Call us at iHealthBrokers today at 888-410-0344. Our services are 100% Free!


★☆★ABOUT THIS VIDEO★☆★
0:00 Intro
0:49 Costs Without Insurance
4:30 Group Health Insurance
5:41 Marketplace Plans
15:08 Short Term Medical
16:19 Catastrophic Coverage


Let’s first talk about costs without insurance. You can use healthcarebluebook.com to compare costs without insurance. It’s not really just about the numbers. Uninsured people are far less likely to seek medical care and not just in emergencies. They are less likely to seek preventative and diagnostic care which could catch something in the early stages and quite literally save your life.

If your employer has at least 50 FTE, they have to offer you health insurance. Additionally they must pay at least 50% of your premium. If this is the case, this is your best, least expensive option.
You will likely have the choice between an HMO and a PPO. HMOs will usually have lower monthly premiums but less flexibility. PPOs will have higher monthly premiums but more flexibility.

The next largest option is a plan through the marketplace. You can view available plans on healthcare.gov.

There are also short term medical plans. A young, healthy person can usually access a quality plan starting around $100 per month. STMs offer nationwide PPO coverage and you are able to tailor your plan to meet your needs beyond just basic doctor visits and prescriptions.

You can enroll in a STM whenever you’d like but they are a great option for a young healthy person. STM require medical underwriting so a young, healthy person will have access to better rates than someone older with more health concerns.

If you are young and healthy, you may be able to handle your basic preventative care out of pocket, but still may want something in place for major medical needs. In that case, could look into a catastrophic coverage plan. Catastrophic coverage plans are available on and off the marketplace.

If you have any questions, please leave a comment so we can help our call us at (888) 410-0344 At iHealthBrokers we are licensed nationwide and our services are 100% FREE!

We can help walk you through the enrollment process. Visit us online at https://iHealthBrokers.com to schedule an appointment.


👇SUBSCRIBE TO iHealthBroker's CHANNEL NOW👇
https://www.youtube.com/channel/UC5jc...

★☆★CHECK OUT OUR OTHER VIDEOS★☆★

Marketplace Insurance (Obamacare/ACA)
https://www.youtube.com/watch?v=Ag8z1...

COBRA
https://www.youtube.com/watch?v=j8Tru...

Unemployment & Health Insurance: What are My Options?
https://www.youtube.com/watch?v=10SME...

How to Save Money on Health Insurance
   • Save MONEY on HEALTH INSURANCE: YOU'RE WAS...  


===================================

★☆★CHECK US OUT ★☆★

WEBSITE: https://ihealthbrokers.com/
PHONE NUMBER: (888) 410-0344
F A C E B O O K:   / ihealthbrokers  

===================================


Give us a call or leave a comment below and we'll do our best to help! Make sure to "Like" and "Subscribe" today!