Is "buy now, pay later" worth it?

Lizzy and Lissa break down the hidden costs – financial and otherwise – of "buy now, pay later". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact.

►► Chapters
00:00 Introduction to Buy Now, Pay Later
01:33 Running The Numbers Segment
02:59 Personal Experiences with BNPL
06:03 The Psychology Behind Using BNPL
09:48 Costs and Risks of BNPL
17:27 Benefits and Downsides of BNPL
21:14 Personal Experiences with Credit
26:19 Financing Everyday Purchases
32:51 20 Cents Segment


►► Hit us up, let us know what you think: IS IT WORTH IT? 💸
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📝 All references, statistics, and resources mentioned can be found in our show notes at http://www.netnetpodcast.com

🚨 This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!