How to Pay for DVC: Direct vs. Resale, Financing & Upfront Costs Explained!

Buying into Disney Vacation Club (DVC) is an exciting decision—but figuring out how to pay for it can feel overwhelming. In this episode of The DVC Show, we break down everything you need to know about paying for your DVC contract. From direct vs. resale options to deposits, down payments, closing costs, and more, we walk you through it all. We’ll also share tips for paying off your contract faster and getting the best long-term value from your Membership!

Whether you're just starting to explore DVC or you're ready to make the leap, this episode will help you make smart, informed decisions.

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00:00 - Intro
06:38 - How We Paid For Our DVC Contracts
09:51 - What You'll Pay When Buying a DVC Contract
16:01 - Can You Cancel a DVC Contract Purchase?
20:32 - Credit Card Payments
28:44 - HELOC / Home Refinance
42:49 - Credit Scores / Credit Check
44:52 - Monera Financial
49:02 - Tips to Pay Off Quicker
53:30 - Cash
55:40 - Why We Financed Our DVC
01:01:22 - Outro