Money... Stop Praying for What You Won’t Manage | Episode 030

Are you asking God for a harvest on land you haven't even fenced yet? In this milestone episode, Desiree and Vernon Brown celebrate 10 years of marriage by pulling back the curtain on the "messy middle" of their journey. From living in a "Doo-Doo Brown" fixer-upper with a newborn to navigating a sudden layoff while owning multiple properties, the Browns discuss why your next financial breakthrough might require less time in the prayer closet and more time in the spreadsheet.

This isn’t just about wealth; it’s about stewardship. Whether you are "the spender" or "the saver," learn how to align your marriage, your vision, and your bank account so that when God provides the opportunity, you have the discipline to handle it.

In this episode, we discuss:

The "One-Salary" Rule: How to survive a layoff before it happens.

The 55/45 vs. 90/10 Debate: Where does God’s part end and ours begin?

Turning "Wrecks" into Equity: Real estate lessons from House A, B, and C.

Why "Money is Alive": If you don't tell it where to go, it will walk away.

Chapter Markers
[00:00] – The 2026 Kickoff Welcome back to the Well. A quick life update: Life has been "lifing," a new baby is here, and we are back at the table.

[04:15] – The Spender vs. The Saver Who is who? Vernon and Desiree discuss the "humility" required to admit who is better with the money and why being a "Super-Saver" can actually be a form of hoarding.

[09:40] – The "Doo-Doo Brown" House Strategy The real story behind House A, House B, and House C. Why moving into a wreck with a newborn was the strategic management move that funded their future.

[15:20] – The Conversation That Changed Everything "The world will tell me I can’t; I need you to tell me I can." How a heated argument about a job application created the foundation for 10 years of mutual support.

[22:10] – The Layoff: A Management Test When Vernon lost his job, it wasn't a crisis. Why? Because the "Worst-Case Scenario" spreadsheet was already built.

[28:45] – Stop Praying for What You Won’t Manage The 55/45 vs. 90/10 debate. Vernon and Desiree get honest about the balance between divine provision and human rigor.

[35:10] – Identifying the Three "Money Buckets" Are you in debt, oblivious, or just lacking a plan? How to identify where your money is "leaking" (The $400 eating-out trap).

[42:30] – Why We Share (And the Jan 17th Workshop) Breaking the "gatekeeper" mentality. Why the Browns are opening their playbooks to the community and how you can join the upcoming Financial Workshop.