SE01EP23 - Learn Before You Invest: The Smart Path to Financial Independence | with Beka Kohmescher

Financial independence starts with education—and it starts with you.

In this empowering episode of The Empowered Money Girl Podcast, host Josette Mandela sits down with Beka (Becca) Kohmescher, a passionate voice in financial literacy and women’s empowerment. Together, they break down the essential steps women need to take to gain control of their money—especially for those who have previously relied on partners for financial stability.

This conversation highlights why understanding your cash flow, budgeting, and financial education must come before investing. Beka also shares insights on building a strong financial foundation and discusses helpful tools like the Brightfin app to support budgeting, planning, and long-term independence.

✨ In this episode, you’ll learn:

Why financial education is the foundation of independence

How to understand your cash flow: needs vs. wants

Why budgeting comes before investing

How tools like the Brightfin app can support financial planning

How to start small and gradually build a financial portfolio

💡 Key Takeaway:
Learn before you do with money—and empowerment will follow.

🎯 Whether you’re just beginning your financial journey or refining your strategy, this episode will help you build confidence, clarity, and control over your finances.


I hope you enjoy this episode!
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– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/


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The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.