Strategy Session: Investing for Income - The Bucketing Strategy

Market volatility, inflation, and the risk of outliving your money can derail even the best retirement plans if income isn’t structured correctly. In this Strategy Session, we pull back the curtain on the Bucketing Strategy used in the Trademarked GenWealth Ready to Retire Process and explain the math, history, and real-world logic behind why it works

Rather than guessing how long your money will last, this approach uses time-segmented investing to help protect short-term income while giving long-term assets the opportunity to grow. It’s a strategy designed to help retirees replace their paycheck with confidence—even in volatile markets.

In this video, you’ll learn:

The 3 biggest risks retirees face—sequence of returns risk, inflation, and longevity—and why they matter most at or near retirement
How different asset classes behave over time, using 74 years of historical market data from 1950–2024
Why equities belong in the long-term bucket and how time in the market reduces downside risk
How bonds and balanced portfolios support short- and intermediate-term income needs with lower volatility
How the GenWealth bucketing strategy is structured, including conservative income buckets, balanced growth buckets, and long-term equity buckets
What “harvesting” means and how capturing gains helps refill income buckets without selling stocks during downturns
How bucketing works alongside a flooring strategy to create predictable retirement income (with more on flooring in a future episode)

At GenWealth, we believe true financial independence means knowing how your income will show up—no matter what the market is doing. The bucketing strategy has been the foundation of our retirement income planning for years because it’s built on history, discipline, and purpose—not hope.

👉 If you’re preparing for retirement or already retired and want a clearer plan for income, this Strategy Session is a must-watch.

Ready to put your plan into action? Visit GetReadyForTheFuture.com/get-in-touch to reach out and schedule your FREE first consultation.