I Maxed Out My 2026 Roth IRA - Here's Exactly What I Bought

In the first week of 2026, I officially maxed out my Roth IRA — and in this video, I show exactly what I invested in and why. No theory, no fluff. Just real trades, real numbers, and my honest strategy at 29 years old. I break down how I split my $7,500 between a total market ETF and a dividend-focused ETF to balance long-term growth with stability.

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Yes, I’m using Robinhood for my Roth IRA — and yes, I address the hate. From the Roth IRA match (free money) to why I lump-sum invest instead of waiting all year, I walk through my thinking step by step. This is the same dollar-cost-averaging mindset that’s helped me stay consistent and confident, even when markets get volatile.

Dividend investing in a Roth IRA is controversial, but tax-free compounding, reinvested dividends, and peace of mind matter more to me than chasing hype. This video is for anyone trying to build wealth the boring, repeatable way — especially if you’re tired of copying random strategies online.
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