Understanding Inflation: Why Prices Rise and How Investors Stay Ahead | Finhabits Talks x Vanguard

Inflation affects everything — from your grocery bill to your investment returns. In this episode of Finhabits Talks, Carlos García, Finhabits Founder & CEO, sits down with Liz Muirhead, Senior Portfolio Specialist at ‪@vanguard‬ , to explain what inflation really is, why prices keep rising, and how smart investing can help you protect your purchasing power.

They explore how supply chains, tariffs, and debt levels drive inflation — and why consistent investing, even with small amounts, is one of the best ways to stay ahead.

📈 Learn how to make your money grow faster than prices rise and build long-term financial strength.

⏱️ Chapters

00:00 - Series Intro
00:22 - Intro to the episode: Why everyone’s talking about inflation
01:50 - What is inflation? Liz explains in simple terms
03:02 - How inflation erodes purchasing power
03:40 - Should we be worried about inflation?
05:18 - "Inflation is a silent thief" analogy
05:46 - Inflation is always present — what are the causes?
06:10 - How tariffs and the national dept impact inflation
06:43 - COVID changed the global economy, and the prices we pay
07:30 - How can first time investors deal with inflation?
08:35 - Leaving your cash under the mattress is not a good strategy!
09:02 - How much money do I really need to start investing? - Less than you think
09:13 - The best time to start investing is today - the "twin study" example
11:10 - Time and consistency are the investors best friends
11:51 - Compound interest is like a snowball
12:27 - We can't outsmart inflation, but we can plan for it
13:04 - Liz’s personal story: education costs and long-term planning
13:48 – Final thoughts: start early, stay invested, stay informed

🎥 Watch more Finhabits Talks episodes featuring experts from @vanguard , one of the world’s largest asset managers, and learn how to build lasting financial habits.

#FinhabitsTalks #Vanguard #InflationExplained #Investing #FinancialEducation #MoneyHabits #CarlosGarcia #LizMuirhead #Finhabits

La inflación afecta todo — desde el supermercado hasta tus rendimientos de inversión. En este episodio de Finhabits Talks, Carlos García, Fundador y CEO de Finhabits, conversa con Liz Muirhead, Senior Portfolio Specialist en @vanguard, para explicar qué es realmente la inflación, por qué los precios siguen subiendo y cómo una estrategia de inversión inteligente puede ayudarte a proteger tu poder adquisitivo.

Analizan cómo las cadenas de suministro, los aranceles y los niveles de deuda influyen en la inflación — y por qué invertir de manera constante, incluso con cantidades pequeñas, es una de las mejores formas de mantenerte por delante de los precios.

📈 Aprende cómo hacer que tu dinero crezca más rápido que la inflación y cómo fortalecer tus finanzas a largo plazo.

🎥 Descubre más episodios de Finhabits Talks con expertos de @vanguard, uno de los administradores de activos más grandes del mundo, y aprende cómo construir hábitos financieros duraderos.

#FinhabitsTalks #Vanguard #Inflacion #Inversiones #EducacionFinanciera #HabitosFinancieros #CarlosGarcia #LizMuirhead #Finhabits
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