I did everything right — why am I still broke?
Автор: Money, Unfiltered
Загружено: 2026-01-05
Просмотров: 19
You did what you were told.
You got a degree.
You work full-time.
You pay your bills.
You avoid obvious mistakes.
And somehow… it still feels tight.
This isn’t advice.
This isn’t motivation.
This is a quiet conversation about a very common American experience —
doing everything “right” and still feeling financially stuck.
Two people talk through that feeling.
The paycheck.
The rent.
The groceries.
The constant pressure that never quite goes away.
No solutions.
No fixes.
Just the pattern many people live inside, but rarely say out loud.
If this feels familiar, you’re not alone.
0:00 Intro: Why you're struggling despite doing everything right
0:53 The hard numbers: costs vs income
2:30 Debt explosion: from 60% to 130% debt-to-income
4:08 Core concept: "No one is crazy"
6:18 The Big Stretch: social comparison trap
8:04 Rich vs Wealthy: the hidden difference
9:23 The Man in the Car Paradox
11:19 Key insight: outdated expectations cause anxiety
12:26 Closing: What is "enough" for you?
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