The Secret Sauce Podcast with Andy Lang Founder Munny - Financial Wellbeing

Financial Wellbeing, Human Behaviour & Building a Money-Ready Workforce
with Andy Lang, Founder of Munny**

In this powerful episode, Ian O’Callaghan sits down with Andy Lang, the founder of Munny, a fast-emerging force in workplace financial education.
If you think financial wellbeing is just “teaching people how to budget,” this episode will rewire your understanding completely.

Andy brings a rare combination of behavioural insight, financial expertise, and human-centred design to the conversation — and he’s on a mission to help organisations support their people in one of the most neglected areas of wellbeing: money.

Together, we explore why financial education is no longer a “nice to have,” why employees struggle more than ever despite earning more than ever, and how employers can create cultures where it’s safe — and normal — to talk about money without shame.

What We Cover in This Episode
🧠 Why financial education in the workplace matters — more than ever

From rising living costs to increasing debt to cash-flow instability, Andy breaks down the hidden financial pressures affecting modern employees — and why companies must now treat financial wellbeing as a strategic business priority, not an HR perk.

🏛 What Munny actually is — and how it works

Andy explains how Munny blends education, coaching, behavioural science, and practical tools to help organisations support their people.
This is financial wellbeing delivered in a way that is real, human, and actually effective.

👥 The team behind Munny

We explore the people who make Munny what it is — the educators, advisors, creators, and behavioural thinkers shaping a new standard for workplace financial support.

💸 The biggest challenges employees face with money

From emotional spending to lack of confidence, from fragmented knowledge to fear of being judged, Andy unpacks the barriers employees battle every day — and how employers can help them get ahead rather than barely keep up.

🤖 Human vs AI: Which support actually works?

A fascinating discussion on the role of technology, automation, and digital tools in financial education — and where human connection is still irreplaceable.

📚 Case studies & real examples

Andy shares practical examples of how Munny’s programmes have changed behaviour, improved confidence, and transformed the way employees engage with money.

🌱 What “financial wellbeing” really means

Not jargon. Not corporate fluff.
A grounded explanation of financial wellbeing as the ability to make confident, informed decisions — and have a healthy relationship with money.

🤐 Why people struggle to talk about money at work

A deep dive into taboo, shame, fear, upbringing, and cultural norms.
Andy explains why money remains one of the last workplace taboos — and how we break it.

⚡ One small change that improves financial wellbeing today

Andy gives one simple, immediately actionable recommendation any person can apply the moment they finish listening.

🔍 How Munny stands out in a crowded space

What makes Munny fundamentally different from other financial wellbeing providers? Andy takes us behind the curtain.

🏢 For employers: where to start

Clear, practical steps for organisations that want to support their people with money but don’t know where to begin.

About Andy Lang & Munny

Andy Lang is the founder of Munny, a human-first financial wellbeing company helping organisations transform how their people understand, manage, and feel about money. Munny combines education, coaching, behavioural psychology, and real-world strategies to help employees gain confidence, clarity, and control.

Connect with Andy & Munny  / andylang  
  / munny-group