10 Safe INVESTMENTS Every Senior Citizen Must Know in 2025!

In this episode of Finvision, Col Sandeep Mahalwar, a seasoned Army veteran and financial expert, will explain the 10 safest investment options for senior citizens and defence veterans.

After retirement, your primary goal should be to safeguard your savings, generate a steady income, and maintain long-term financial security. That’s why it’s essential to select investment options that are safe, government-backed, and offer consistent returns.

You’ll learn how to build a strong financial plan that balances safety, income, and growth - perfect for those who want a worry-free retirement.

We will discuss the Senior Citizen Savings Scheme (SCSS), RBI Floating Rate Savings Bonds, Pradhan Mantri Vaya Vandana Yojana (PMVVY) by LIC, and the Post Office Monthly Income Scheme (POMIS) - all government-guaranteed options that offer stable and risk-free income.

You’ll also understand how to create an emergency fund, why health insurance is a must, and how to make your money available when you need it most.

If you are a defence veteran, you’ll get exclusive banking tips such as using a Defence Salary Package (DSP) account, which offers benefits like free insurance, zero bank charges, and easy access to funds.

This video also explains how to save tax under Section 80C and 80D, and how to protect your portfolio from inflation with Sovereign Gold Bonds, Hybrid Funds, and Gilt Funds.

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