4 Gold Investment Methods Tested — Best Gold ETF & Mutual Fund for 2025 Revealed

In the past year alone, gold has delivered over 35% returns, outperforming even Nifty 50. But that leads to two critical questions:

👉 Is gold a good investment right now?
👉 And if yes — what’s the best way to invest in it in 2025?

To answer that, I tested the 4 most common ways people invest in gold:

Physical Gold – coins and jewellery
Digital Gold – via wallets like PhonePe, Paytm, etc.
Gold Mutual Funds – SIP-friendly but indirect
Gold ETFs – traded on stock exchanges, backed by physical gold

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🔍 What You’ll Learn in This Video:
Pros and cons of each method
Cost structure: GST, making charges, expense ratios
Liquidity and ease of buying/selling
Taxation rules for each option (including the 12-month vs 24-month rule)
Safety and regulatory risks
Which method suits which type of investor
How to choose the right Gold ETF and Gold Mutual Fund

At the end, I conduct a real experiment — investing my money into each of these 4 methods and evaluating the returns after 1 day, just to demonstrate how even short-term differences can impact your money.

🎯 Key Takeaways:
Why Gold ETFs emerge as the most cost-efficient and tax-friendly option
When it makes sense to invest in Gold Mutual Funds instead
Why Digital Gold and Physical Gold may be riskier than they seem

A simple thumb rule to allocate 10% of your portfolio to gold systematically

Whether you're:
-Just starting your investment journey
Looking to diversify your portfolio
Curious about SIPs in gold
Or simply unsure about how to invest in gold the right way...

👉 This video will give you the clarity and confidence to make an informed decision.

🙌 If you find this helpful:
✅ Like the video
✅ Subscribe to the channel for more honest, experience-backed content
✅ Drop a comment — which method do you use to invest in gold?

Chapters
0:00 Introduction
1:34 What are the different methods of Gold Investment
4:45 Comparison of different methods
5:04 Compare based on Cost
8:02 Compare based on Minimum Investment
8:35 Compare based on Liquidity
9:24 Compare based on Risk
10:00 Compare based on Taxability
10:35 Final Winner
11:41 How to choose best Gold ETF and Gold Mutual Fund
13:21 Timing of buying Gold
14:00 Live Demo of Buying and selling Gold

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