Why Canadians Are Rushing to Sell Their Homes

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🏡 Grow With Nav is not just a channel — it's a movement. I’m a licensed mortgage agent (Indi Mortgage, FSRA#12403) helping first-time buyers retire early, build net worth, and become mortgage-free smarter and faster. Every video is a blend of storytelling, financial truth, and actionable strategy.

🎥 What This Video Covers:
The Canadian housing market is shifting fast — and the real story isn’t in the headlines.

📈 Listings are up 40% in Brampton, condos are down as much as 10% in some areas, and the Sales-to-New-Listings Ratio (SNLR) has dropped to 34% — clear buyer’s market territory. But high interest rates aren’t the main cause. In this video, I break down the real drivers.

You’ll learn:

SNLR Explained — Why this one number tells you if it’s a buyer’s or seller’s market, and why Brampton’s 29% is flashing red

Mortgage Renewals 2025–26 — The trigger pushing some owners to the brink (and why others are fine)

HELOC Misuse — How pandemic-era borrowing is now forcing sales at a loss

The “Brampton Factor” — Illegal basement crackdowns, falling student rentals, and the investor cash flow crisis

Mortgage Fraud & Power-of-Sale — Why forced selling is rising in key Ontario markets

Deals in 2025 — How qualified buyers are getting double-garage detached homes under $900K in the GTA

Short-Term vs. Long-Term Outlook — Why prices may fall further in the short term, but won’t stay down forever

If you’re a serious buyer with stable income, this could be the best buying window in years.

⏱ Timestamps:
00:00 – Intro
00:57 – SNLR & Buyer’s Market Explained
01:57 – Why are so many homes being sold?
03:18 – HELOC Abuse (and its fallout)
04:04 – The Brampton Factor
05:07 – Mortgage Fraud & Power-of-Sale
06:51 – How Buyers Are Scoring Deals
07:05 – Long-Term Price Outlook
08:12 – Final Thoughts

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