You’ve been told you always need an emergency fund, but does that still apply once you’re retired?
Let's break down why the old “3–6 months of expenses” rule doesn’t always make sense in retirement, and why a custom “sleep number” might be a better guide. It’s not just about having cash—it’s about having the right amount of cash to keep your plan flexible and your mind at ease.
Learn how to rethink liquidity, spending buffers, and investment drawdowns so your retirement plan is both smart and sustainable.
Ari's 5-Step Framework:
1. Know your monthly expenses
2. Your travel fund
3. Money in bonds
4. Don't be a robot
5. Your "sleep number"
Interested in a custom strategy to retire early?
→ https://www.rootfinancial.com/start-h...
Get access to the same software I use in my videos and join the Early Retirement Academy here → https://ari-taublieb.mykajabi.com/ear...
––––––––––––––––––––––––––––––
Time Stamp
00:00 - What is the Real Point of an Emergency Fund?
02:00 - Know Your "Sleep Number"
04:00 - 5-Step Framework
08:25 - Case Study & Early Retirement Academy
10:48 - Working with Root & Disclaimer
––––––––––––––––––––––––––––––
PODCAST - https://earlyretirementpodcast.com/
INSTAGRAM - / earlyretirementari
LINKEDIN - / aritaublieb
What video topic would you like to see discussed in a future video?
Ari Taublieb, CFP®, MBA, is the Chief Growth Officer of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast.
––––––––––––––––––––––––––––––
📣 Are you taking advantage of tax planning before 2026? Most people hoping to retire early know they're leaving money on the table but don't know how to fix it.
👉 Subscribe to our channel and press the bell icon.
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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.
The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements
Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.
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