#NISMMasterclass

#NISMMasterclass 20 : Saving for Retirement? The First Step is to Start! | Sriram Iyer

Planning for retirement may seem like a distant goal, but the truth is – the earlier you start, the stronger your financial future will be. 💡

In this edition of NISM Masterclass 20, we bring you insights from two eminent leaders:
👤 Sashi Krishnan, Director, NISM
👤 Sriram Iyer, MD & CEO, HDFC Pension Fund Management Ltd.

Together, they will share expert perspectives on:
✔️ Why retirement planning is essential in today’s world
✔️ How to take the first step towards building a secure retirement corpus
✔️ Practical approaches to saving and investing for long-term goals
✔️ The role of pension funds and financial discipline in retirement readiness

📌 Whether you’re just starting your career or already midway, this masterclass will help you understand how small steps today can lead to financial independence tomorrow.

For more details on the upcoming Masterclass, visit: https://www.nism.ac.in/masterclass/

00:00 – Introduction & Overview
01:17 – The Accumulation Phase: Starting Early for Retirement
04:00 – The Power of Compounding & Importance of Starting Early
07:13 – Inflation, Longevity & the Challenge of Estimation
10:56 – Risk, Returns & the Right Asset Allocation
18:02 – Financial Freedom & Redefining Lifestyle Goals
22:14 – Why NPS is a Powerful Retirement Vehicle
28:07 – Tax Benefits & Corporate NPS Advantages
30:15 – Managing Sequence of Return Risk & Deaccumulation Strategy
33:02 – Understanding Annuities: Guaranteed Income in Retirement
38:35 – Choosing the Right Annuity Type
43:22 – India’s Pension Landscape & Policy Imperatives
47:04 – Closing Remarks

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Disclaimer:
"All the views, ideas, comments, opinions, and statements expressed in this NISM Masterclass are personal and solely those of the Host and the Guest, and the National Institute of Securities Markets (NISM) neither subscribe to nor endorse the same. They should not be considered as professional financial advice. Viewers are recommended to consult relevant material and conduct their due diligence before making investment decisions. NISM shall not be held liable and/or responsible in any manner whatsoever for any loss to anyone arising out of the use of information provided herein. None of the statements or comments in this interaction are meant to hurt/defame the sentiments of any person, community, institution, nationality, profession, gender, etc. in any manner."