How the Government Shutdown Could Impact Homebuyers and Renters

The recent government shutdown is sending shockwaves through the real estate market‼️ Here’s what buyers, homeowners, and renters need to know:

🔹 Section 8 Vouchers: For now, HUD has already obligated funding, so public housing authorities can continue paying subsidies through October (and likely into mid-November).

🔹 Flood Insurance & FEMA Support: In flood zones, new flood insurance policies or renewals may stall if the national flood program isn’t reauthorized, complicating closings and support for homeowners.

🔹 Loan Approvals & IRS Transcripts: FHA and VA processing is down early, and prepare contingency plans.

📣 Also, IRS tax-transcript verification needed for mortgage applications could face delays — which may derail timelines.

⚠️ Bottom line: deals can still move forward, but expect delays and uncertainty. Stay close to your lender, ask questions early, and prepare contingency plans with your Realtor.

#governmentshutdown #housingmarket

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